Car accidents could potentially change your life and the lives of others for the worse. Besides resulting in injuries, damages, and sometimes death, car accidents also involve a substantial amount of money in the form of medical expenses, car repair, and legal expenses.
Mount Vernon follows the New York car accident laws to prevent and manage accidents. If you have been in a car crash, you will require the services of an experienced Mount Vernon personal injury lawyer.
New York Car Accident Laws
On average, New York witnesses 1098 fatalities and 12093 hospitalizations each year due to car accidents. If you have been in any car accident in Mount Vernon, you may want to know more about your options for compensation. Mount Vernon follows “no-fault car insurance.”
You will have to file your claim under your “personal injury protection coverage” after an accident to get compensated for financial damages and medical expenses.
The Time Limit for Filing the Claim
The New York car accident’s “statute of limitations” applies to Mount Vernon’s car accidents. The court will dismiss your claim if you file it after the deadline has passed. Generally, the time limit is three years starting from the date of the crash.
Steps to Follow
After a car crash, the first thing to do is get the required medical care, even if the injuries seem mild. It’s highly recommended to contact your Mount Vernon personal injury lawyer to seek guidance on the legal implications and how to file for damages.
Report the Accident
Any person in Mount Vernon who has incurred $1001 or more in property damage because of the crash must report the accident through a “Report of Motor Vehicle Accident form” with the DMV within ten days from the date of the accident.
If there are any fatalities from the accident, you must notify the police immediately, and an accident report is to be filed.
If it’s clear that the accident happened because the other driver was careless, it’s easy to win the claim. However, this is not the case in most instances. Mount Vernon follows a “pure comparative fault” rule if both parties are responsible for the accident.
Draft and File the Claim
The jury will assess the situation and establish two points, the total amount of damages in purely monetary terms and the percentage of fault of each party. The insurance company of both parties will be involved in settling damages.
When filing the claim, you will have to submit proof of damages in the form of doctors’ bills, repair receipts, and photographs. You will also have to draft and present a submission explaining your eligibility for the claim.
Guidance from Your Lawyer Is Essential
The legal provisions concerning car accidents in Mount Vernon are pretty complicated. Establishing responsibility includes computations and calculations. Your ‘Personal injury lawyer is well-versed in the applicable legal provisions and computations and can get the process done in considerably less time.
Your lawyer also knows what points can work to your advantage and what evidence is most relevant to your situation.